Thank You For Considering Me.. Please Read

LOOKING FOR A LOAN? Allow me to explain why you should call me. I focus on getting you the right loan and the right terms to fit your situation. A mortgage is a big commitment and you need an experienced professional guiding you through the process, answering your questions so you’ll know with confidence that you made the right choice.

WHAT DOES MY COMMITTMENT OF PERSONAL SERVICE MEAN TO YOU?It means that I focus on you and your goals, because I work for you, not the bank. Anyone can line up a great looking rate for you but I take the time to show you all the other "gotchas" that can overshadow any teaser rate. These are called TERMS, and I make sure they match your immediate, mid, and long range goals.

NOT SURE IF YOU CAN AFFORD YOUR DREAM HOME? Though the market has changed, and prices have dropped dramatically in some areas, this is a buyers market and there are still loan programs available that can put you into your new home. Is the down payment a stumbling block? If you have good credit, our lenders have programs that cover some or all of your closing costs. Are you a veteran of the U.S. Armed Forces? VA loans are the only affordable and 100% financing loans available today. Are you a member of the California PERS retirement system? There is something for you too. Call  me at 866-610-4949 and I'll explain further.

Have questions about your credit? I can help you understand the effects of your past credit while showing you how to strengthen your present and future ability to get a loan. My network of mortgage lenders allows me to find you a lender who may be understanding of your situation. If your problem is not associated with a recent foreclosure or bankruptcy, we'll get your credit problem solved, then get you a loan in as little as two to three months. Have great credit? My lenders will reward you with great rates and terms.

Most any situation. Whether you are looking for a new mortgage, wanting to refinance or just interested in tapping into your current home equity, I can help you. Call me now at 866-610-4949. I’ll show you how quick and easy it is to get started. And remember.. I work for you, not the bank!